Cost
The destination charge is a standard charge for transporting the vehicle from its point of origin to the dealer. It costs roughly the same to get the Kia to the dealership as the Toyota Camry.
When it comes to gas mileage, the Kia has the Toyota Camry beat.
The Camry is substantially more expensive than the Kia Optima when it comes to MSRP.
Utility
Neither the Kia Optima nor the Toyota Camry has a marked advantage regarding seating capacity.
Convenience
The Toyota Camry's fuel tank will need to be replenished a little more often than the unit in the Optima.
Comfort
Taller drivers will substantially enjoy the extra head room in the Kia Optima's front cabin compared to the Camry.
The Toyota Camry is not particularly more spacious for your passengers than the Kia.
Dimensions
The Kia Optima's tank is approximately the same size as the Toyota Camry's, though the Toyota Camry's is a bit bigger.
The Kia Optima and the Toyota Camry compete for the same parking spaces.
Performance
Regarding horsepower, the Toyota Camry packs quite a punch and will knock the Kia Optima down a few rungs. On the flip side, note that high horsepower engines often command higher insurance premiums.
Handling
With their comparable turning radii, the Kia Optima and the Toyota Camry most certainly handle approximately the same into and out of tight spots.
Drivetrain
The Kia Optima and the Toyota Camry have similar-sized engines, with a slight advantage to the Toyota Camry.
Warranty
The basic warranty that comes with the Toyota isn't quite as generous as the Kia's.